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Credit Card Validator

Validate card numbers with the Luhn algorithm, detect Visa, Mastercard, Amex, and more, and generate sandbox test numbers. Browser-only, no signup.

Mode

Use this tool with test card numbers, not real ones. Numbers you type are validated entirely in your browser and never sent to a server, but you should still avoid pasting live card details into any web form.

Valid card number

4242 4242 4242 4242

Masked: **** **** **** 4242

Brand
Visa
Length
16 digits
Luhn checksum
Passes

Expected length for Visa: 13, 16, 19 digits. Security code (CVV/CVC): 3 digits.

Luhn algorithm breakdown

Walk the digits from right to left. Double every second digit. If a doubled value is greater than 9, subtract 9. Sum every contribution. A valid card number sums to a multiple of 10.

PositionDigitDoubled?Adds
  1. #14x28
  2. #22-2
  3. #34x28
  4. #42-2
  5. #54x28
  6. #62-2
  7. #74x28
  8. #82-2
  9. #94x28
  10. #102-2
  11. #114x28
  12. #122-2
  13. #134x28
  14. #142-2
  15. #154x28
  16. #162-2

Sum: 80 divisible by 10, checksum passes

Generate test card number

Public sandbox numbers from payment processor docs. They pass Luhn and have valid brand prefixes, but cannot be charged on a real network. Pick a brand to load it into the input.

Supported brands and length rules

  • American Express

    Length: 15 digits. Security code: 4 digits.

    Prefixes: 34, 37

  • Visa

    Length: 13, 16, 19 digits. Security code: 3 digits.

    Prefixes: 4

  • Mastercard

    Length: 16 digits. Security code: 3 digits.

    Prefixes: 51-55, 2221-2720

  • Discover

    Length: 16, 19 digits. Security code: 3 digits.

    Prefixes: 6011, 65, 644-649, 622126-622925

  • JCB

    Length: 16, 17, 18, 19 digits. Security code: 3 digits.

    Prefixes: 3528-3589

  • Diners Club

    Length: 14, 16, 19 digits. Security code: 3 digits.

    Prefixes: 36, 38, 39, 300, 301, 302, 303, 304, 305, 3095

  • UnionPay

    Length: 16, 17, 18, 19 digits. Security code: 3 digits.

    Prefixes: 62-62, 81-81

  • Maestro

    Length: 12, 13, 14, 15, 16, 17, 18, 19 digits. Security code: 3 digits.

    Prefixes: 50, 56, 57, 58, 6

How to use

  1. Pick a mode at the top: Single card to validate one number with a step-by-step Luhn breakdown, or Batch list to validate one number per line.
  2. Type or paste the card number. Spaces, dashes, and other punctuation are ignored, so the standard 4-4-4-4 print format works fine.
  3. Read the result. The brand pill, expected length, and Luhn outcome appear together so you know what failed if the number is invalid.
  4. Click any brand under Generate test card number to load a sandbox number. The number passes Luhn but cannot be charged on a real network.
  5. Use Copy digits, Copy formatted, or Copy masked to grab the result, or Copy valid only in batch mode to keep the passing entries.

About this tool

Credit Card Validator checks payment card numbers (PAN) entirely in your browser using the Luhn algorithm defined in ISO/IEC 7812. Paste or type a number and the tool strips non-digits, identifies the issuing brand from its IIN/BIN prefix (Visa, Mastercard, American Express, Discover, JCB, Diners Club, UnionPay, Maestro), checks the digit length against that brand's published rules, and runs the Luhn checksum. The result panel shows the detected brand, the expected length and CVV size, and a step-by-step Luhn breakdown with each digit, whether it was doubled, and the running sum, so the math is easy to verify and the tool doubles as a teaching aid for the algorithm. A separate batch mode accepts one number per line, validates the entire list at once, shows valid and invalid counts, marks each row, and exposes a single click to copy the valid-only list back to the clipboard, which is useful for cleaning fixture data and exported test sets. The tool also includes a generator for the publicly documented test card numbers used in sandbox environments by the major payment processors. These numbers pass Luhn and have valid brand prefixes, so they exercise checkout validation cleanly, but they cannot be charged on any real network. Brand detection prioritizes the longest matching prefix, so a four-digit Mastercard 2-series BIN beats the single-digit Visa 4 prefix correctly. Useful for QA of checkout forms, fixture generation, mocking payment data in tests, debugging form validation, learning how the Luhn algorithm works, and quickly recognizing the issuing network for an unknown number. Validation runs locally on your device, so any number you paste here never leaves your browser. Avoid pasting real customer card data into any web form, including this one; use the test number generator instead.

Free to use. Works in your browser. No signup, no login.

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